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Jul 24, 2018 / Homes

Understanding the Differences Between an FHA Loan and Conventional Loan

Most homeowners will tell you that searching for a new home is an exciting time, right up until you start looking into mortgage loans. Confusing terminology and differences in loan options leave many would-be homeowners scratching their heads and looking for help. Luckily, by taking just a few minutes to learn about the most common…
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Jun 26, 2018 / Homes

5 Factors That Determine Mortgage Interest Rates

For most people, a home is the biggest purchase of their lives. And with prices starting in the hundreds of thousands of dollars, fractional differences in interest rates can have a huge effect on how much home you can afford. As you shop around for…
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Jun 12, 2018 / Homes

How Much Should I Put Down on a New Home?

The sticker shock of buying a new home can be extreme. On top of the actual purchase price—which likely includes several more digits than just about anything you’ve ever purchased—you’ll have to pay insurance expenses, closing costs, property taxes, utility and repair expenses, and the…
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May 29, 2018 / Homes

5 Common Questions of First-Time Homebuyers

Buying a home is a big decision. From researching the market to applying for a loan and actually making an offer, a lot goes into buying a home. And, the process can be especially complicated for first-time homebuyers. If you’re gearing up to buy your…
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Jul 26, 2017 / Mortgages

Is a Clean Slate Mortgage From Utah First Right For Me?

Life can be an unpredictable rollercoaster, filled with highs, lows, and almost everything in between. Sometimes the journey is fun and thrilling, and sometimes it can be downright scary. And, unfortunately, during these unanticipated dips in the trip, your credit gets caught up in the…
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Aug 18, 2015 / Mortgages

Dollars and Sense of Home Buying

Are you ready for what will likely be the biggest purchase you’ll ever make? You probably are ready to settle into your first home and enjoy the freedom of owning those walls you can put holes in wherever you want. You’re probably excited to redecorate…
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