Credit Archives - Page 2 of 2 - Utah First Credit Union

May 05, 2020 / Credit

A Step-by-Step Guide to Switching Business Bank Accounts to Utah First

Business bank accounts are a big deal for small businesses, and it’s easy to see why. Businesses rely on their banks to help run daily operations. They place their faith, trust, and the care of their finances in an institution, and rightly expect to be treated like a business partner in return. Unfortunately, this commitment…

Dec 19, 2019 / Credit

Why Orange Platinum is the New Color of the Season

The holidays are here. The lights are aglow. And decorations of red and green adorn our homes and communities as we get ready for another year of festivities, fun, and good will toward everyone. It’s a season unlike any other. But it also requires a…

Jun 03, 2019 / Credit

The Value of Finding a Fixed Rate Credit Card

Have you ever found yourself wishing you could bring back the good old days? Regardless of age, everyone goes through times when they wish life was as simple as it used to be. And if you have a variable interest rate credit card with fees…

Nov 26, 2018 / Credit

What is the Prime Rate and How Does it Affect Me?

You’ve probably heard of about the prime rate before. But what exactly does it mean and how does it affect you and your interest rates? Here are a few things you should know about the prime rate. What is the Prime Rate? The prime rate…

Aug 29, 2018 / Auto & RV

3 Steps for Financing a New Car

Cars are an essential part of everyday life. They offer more freedom and open the world to new travel possibilities. And although the primary function of a car is to transport people from one point to another, most don’t appreciate that buying a new vehicle…

Aug 07, 2018 / Credit

4 Money Saving Ideas for the School Year

Back-to-school season is one of the most expensive times of the year. There are books to buy and tuition to pay. And If you have little ones, back-to-school clothes, backpacks, computers, fees, and supplies don’t come cheap. But with this impending demand for your dollars,…

Feb 05, 2018 / Credit

How Do I Begin Building Credit?

Credit – it’s the double-edged sword of modern society. With good credit, you can do a lot in this world. You can borrow money, buy a home, buy a car, and start a business. But, without it, your options can be severely limited. So, how…

Jan 23, 2018 / Credit

How Can I Get Out of Debt?

It’s been said that nothing in life is certain except for death and taxes. Well, you might as well add another entry to the list because it’s nearly impossible to get through life without at least a little debt. But, what if debt has become…

Jan 18, 2018 / Credit

Do I need a debt consolidation loan?

These days, it’s nearly impossible to get through life without at least a little debt. Whether you have a student loan, a car or consumer loan, or a mixture of just about everything, it’s important to see the light at the end of the sometimes…