Credit Archives - Page 2 of 3 - Utah First Credit Union

Jun 03, 2021 / Credit

Is Your Financial Institution the Right Fit for You?

Before you go to your financial institution to ask them for a loan, take a moment to ask yourself what you want out of your financial institution. After all, if you’re going to be one-half of a legitimate lending partnership, you should have a say in your financial future. Besides, there’s a lot your bank…

May 12, 2021 / Credit

3 Ways to Build Your Credit

When financial times get tough, credit scores can suffer. It’s one of the unfortunate facts of financial life. But having less-than-perfect credit (or no credit) doesn’t have to disqualify you from the kinds of quality loans and financial services that can help you both live…

Sep 17, 2020 / Credit

How to Research Your Credit Score Before Applying for a Car Loan

Your credit score and car loan are inseparably connected. In fact, your credit score is arguably the most important factor influencing your car loan. It impacts the interest rate you qualify for and the final price of the vehicle you buy. So, it’s important to…

Jul 01, 2020 / Auto & RV

Is Now a Good Time to Buy a Car?

Just as people are wondering if now is a good time to buy a home (see last week’s blog post), many people are wondering if now is a good time to buy a car. Spoiler alert: now is a great time to buy a car.…

May 05, 2020 / Credit

A Step-by-Step Guide to Switching Business Bank Accounts to Utah First

Business bank accounts are a big deal for small businesses, and it’s easy to see why. Businesses rely on their banks to help run daily operations. They place their faith, trust, and the care of their finances in an institution, and rightly expect to be…

Dec 19, 2019 / Credit

Why Orange Platinum is the New Color of the Season

The holidays are here. The lights are aglow. And decorations of red and green adorn our homes and communities as we get ready for another year of festivities, fun, and good will toward everyone. It’s a season unlike any other. But it also requires a…

Jun 03, 2019 / Credit

The Value of Finding a Fixed Rate Credit Card

Have you ever found yourself wishing you could bring back the good old days? Regardless of age, everyone goes through times when they wish life was as simple as it used to be. And if you have a variable interest rate credit card with fees…

Nov 26, 2018 / Credit

What is the Prime Rate and How Does it Affect Me?

You’ve probably heard of about the prime rate before. But what exactly does it mean and how does it affect you and your interest rates? Here are a few things you should know about the prime rate. What is the Prime Rate? The prime rate…

Aug 29, 2018 / Auto & RV

3 Steps for Financing a New Car

Cars are an essential part of everyday life. They offer more freedom and open the world to new travel possibilities. And although the primary function of a car is to transport people from one point to another, most don’t appreciate that buying a new vehicle…

Aug 07, 2018 / Credit

4 Money Saving Ideas for the School Year

Back-to-school season is one of the most expensive times of the year. There are books to buy and tuition to pay. And If you have little ones, back-to-school clothes, backpacks, computers, fees, and supplies don’t come cheap. But with this impending demand for your dollars,…