You’ve found a home worthy of your next chapter, and we love that for you! Because where you get your loan matters as much as the floor plan, Utah First makes mortgages and refinancing feel refreshingly easy and personal. Our friendly pros bring serious local know-how to every step, ensuring you feel totally confident at closing.
| Type | Product | Term | Rate | APR* |
|---|---|---|---|---|
| Fixed | Conventional | 30 Years | 5.875% | 5.924% |
| Fixed | Conventional | 15 Years | 4.990% | 5.070% |
| Fixed | Conventional | 10 Years | 4.750% | 4.864% |
| Variable | 5/1 Adjustable | 30 Years | 5.375% | 5.422% |
| Fixed | FHA | 30 Years | 5.250% | 5.453% |
| Fixed | FHA | 15 Years | 4.625% | 4.966% |
| Fixed | VA | 30 Years | 5.250% | 5.490% |
No worries! We’ve got a loan for just about everyone and the know-how to help you figure out which one makes sense for you. Already got a quote from another lender? We love a good challenge. Let’s see if we can beat it!
Our Utah mortgage pros are ready to chat and help you find the perfect loan so you can feel good about your next move!
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APR = Annual Percentage Rate. All rates subject to change without notice.
*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.
Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.
