Save Today.
Reap Rewards Tomorrow.

Lock in our best fixed rates and steady
returns with a Term Deposit.

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Save Today.
Reap Rewards Tomorrow.

Lock in our best fixed rates and steady
returns with a Term Deposit.

Ready to take your savings to the next level? With Utah First Term Deposits, you can save today and reap rewards tomorrow, thanks to our competitive fixed rates!

Term deposits are a safe investment with higher returns than a savings account and plenty of options. With a Utah First Term Deposit, upgrading from your piggy bank just makes sense. Make your savings goals a reality and get excited about investing with Utah First!

What You Need to Know:

$2,000 minimum to open

Start growing your wealth with just $2,000. Whether you’re saving for a vacation, a mortgage down payment, or a rainy day fund, our Term Deposit is accessible to everyone!

6-month minimum term

Lock in your investment for at least 6 months and enjoy the benefits of fixed, predictable returns. Plan ahead and watch your money work for you.

Fixed, predictable returns

No more guessing games! With Utah First, you get the peace of mind of knowing exactly how much you’ll earn on your investment. All growth, no surprises.

Government-insured to at least $250,000

You can feel confident that your money is safe with us. Our Term Deposits are federally insured to at least $250,000 for your protection and confidence.

Want to see your savings grow? It’s as easy as opening a Utah First Term Deposit! Once you do, you can sit back, relax, and watch your wealth pile up.

Ready, Set, Grow

Regular and IRA Term Deposits

TypeMinimum BalanceAPY*
6-Month Term Deposit$2,0004.25%
12-Month Term Deposit$2,0004.25%
18-Month Term Deposit$2,0003.85%
24-Month Term Deposit$20003.95%
36-Month Term Deposit$2,0004.00%
48-Month Term Deposit$2,0004.05%
60-Month Term Deposit$2,0004.10%
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Savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. The term APY references annual percentage yield. A $2,000 minimum balance is required to open and maintain accounts. Penalties may apply for early withdrawal.

But Wait — There’s More!

Want your money to be more available? A Utah First Money Market account can help you speed up your savings plan with a great rate, unlimited deposits, and easy access to your cash.

Whether you choose a Utah First Term Deposit or Money Market Account, your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Share Insurance Fund. Your financial security is our priority.

Don’t wait any longer to get started. Open a Term Deposit or Money Market account with Utah First today and take the first step toward a brighter financial future. Let’s grow together!

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Members Also Ask:

  • What’s the difference between a traditional savings account and a term deposit?
  • What documentation will I need to open a term deposit?
  • Is my investment secure in a term deposit?
  • How much money do I need to open a term deposit?

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