Save Today.
Reap Rewards Tomorrow.

Benefit from some of our best interest rates
with a Term Deposit.

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Save Today.
Reap Rewards Tomorrow.

Benefit from some of our best interest rates
with a Term Deposit.

A Term Deposit from Utah First offers a safe investment and higher returns than a savings account. Since there are many options to choose from, it is time to break open those piggy banks and get excited about investing with these impressive rates!

  • $2,000 minimum to open
  • 6-month minimum term
  • Fixed, predictable returns
  • Government-insured to at least $250,000

Get the benefit of both security and guaranteed earnings with a term deposit account from Utah First.

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Want your money to be more available? A Utah First money market account can help you speed up your savings plan with a great rate, unlimited deposits, and easy access to your cash.

Open a Money Market Account

 

Regular and IRA Term Deposits

TypeMinimum BalanceAPY*
6-Month Term Deposit$2,0004.40%
12-Month Term Deposit$2,0004.25%
18-Month Term Deposit$2,0004.15%
24-Month Term Deposit$20004.00%
36-Month Term Deposit$2,0004.00%
48-Month Term Deposit$2,0003.90%
60-Month Term Deposit$2,0003.90%
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Savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. The term APY references annual percentage yield. A $2,000 minimum balance is required to open and maintain accounts. Penalties may apply for early withdrawal.

Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Share Insurance Fund. Learn more here.

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