heloc Archives - Utah First Credit Union

Aug 04, 2026 / Home Equity

6 HELOC Upgrades for a Smoother School Year

Back-to-school season is here, and the supply list might be a little longer than it used to be. Along with pencils and binders, your family may be budgeting for tuition, technology, dorm essentials, and home spaces that make it easier to study, stay organized, and get out the door on time. If you’re sweating a…

Illustration of houses with fireworks in the background

Jul 07, 2026 / Home Equity

Spark Financial Freedom With Your HELOC This Summer

Summer has officially arrived! The grills are fired up, fireworks have gone off, and chances are you’ve already started thinking about what’s next — whether that’s finally tackling a home project, taking a family vacation, or getting ahead on a financial goal that’s been hanging…

Woman with thought bubble showing options for using a HELOC

May 20, 2026 / Home Equity

Smart and Creative Ways to Use a HELOC

When you hear the term Home Equity Line of Credit (HELOC), you probably think about home improvement projects. And while using a HELOC to upgrade your home is certainly one of the most common—and smartest—uses, it’s far from the only option. A HELOC is one…

Illustration of a house in a tropical environment

Apr 28, 2026 / Home Equity

4 HELOC-Powered Resort Makeover Ideas for Your Backyard

Vacations are always over too soon. After a week, you’ve got a great tan and fun photos, then it’s back to real life. But what if you could slip into vacation mode anytime with the perfect retreat in your own backyard? When your outdoor space is designed like a getaway, you don’t have to…

Apr 10, 2026 / Home Equity

How Does a HELOC Work?

You’ve probably heard all about a home equity line of credit (HELOC). It’s a revolving line of credit that lets you use as much or as little of your available HELOC funds as you want, for whatever you want, whenever you need it. It’s a…

Mar 30, 2026 / Home Equity

Six HELOC-Worthy Outdoor Upgrades for Spring

Spring has sprung early this year! The temps are gorgeous, the days are getting longer, and somewhere between that bare patch of lawn and the grill, there’s a vision of the outdoor space you’ve been putting off for years. Thankfully, if you’ve got a Utah…

woman being showered with money thanks to a heloc

Mar 04, 2026 / Home Equity

5 Ways to Stretch Your Tax Refund With a HELOC

There’s something elite-feeling about a tax refund hitting your account. What could be more exciting than money coming back to you in one satisfying lump sum? But instead of thinking of your refund as spending cash this year, think of it as strategic money! On its own, your…

Feb 03, 2026 / Home Equity

5 Retreat-Level Home Upgrades to Help You Romanticize Everyday Life

We’re not here to trash-talk flowers. They’re pretty, thoughtful, and they say, “I was thinking of you.” But they don’t last long, and chocolate disappears even faster. If you’re looking for a Valentine’s Day gift that lasts and improves your daily life together, what if…

Nov 05, 2025 / Home Equity

4 Cozy Season HVAC Wins to Fund With Your HELOC

Every fall, we pull out the sweaters, swap the cold brews for warm lattes, and refresh our homes with plaid pillows, blankets, and pumpkin spice candles to maximize the cozy vibes. But the most valuable fall refresh goes beyond aesthetics to get your house ready…

Feb 17, 2023 / Credit

How Revolving Credit Can Keep Your Financial Life In Balance

Revolving credit makes the financial world go ‘round. It can also help you keep your financial life in balance and prevent you from spinning circles as you try to recover from a family emergency or other unexpected expense. By giving you easy access to cash…