Big goals, small goals, just-because goals. They all start with your first deposit. At Utah First, saving is easy, rewarding, and totally worth it. Open an account with just $5, watch your money grow, keep it handy for when you need it, and enjoy the peace of mind that saving brings — without ever losing access to your funds.
Security and savings go hand in hand at Utah First. We know you put a lot of trust in us to keep your money safe, so we make your peace of mind our top priority. Your hard-earned cash is backed by the U.S. Government and insured by the National Credit Union Administration (NCUA) for at least $250,000.
Rest easy knowing your money is protected, growing, and ready when you need it.
| Type | Minimum Balance | APY* |
|---|---|---|
| Savings | $5 | 0.10% |
| Savings | $2,000+ | 0.25% |
| IRA Share | $0 | 0.75% |
| Health Savings | $0 | 0.25% |
Start them young! Opening a savings account for your kids is a fun and easy way to teach them the importance of saving, the value of money, and how to manage it. As their savings grow, they’ll feel the excitement of accomplishment and get a jump start on their financial future.
Big goals start with small deposits. From vacations and education to retirement, saving regularly with Utah First brings you and your loved ones closer to your dreams.
So, why wait to get ahead? Open a personal savings account with us today and enjoy the comfort and peace of mind that come with effortless saving, total security, and the freedom to focus on what matters — your future.
Our Members Also Ask:
It depends on the type of account you have and how much money is in it. You can check out our overview of savings account minimums and rates (click here) to see the details!
Just $5. Yep, that’s it! (But we know you’ll love it and end up depositing more.)
To open a savings account, you’ll usually just need a government ID, proof of address, and your Social Security number. Depending on the type of savings account you want, there might be a few more documents needed, too, but we’ll let you know!
Utah First savings accounts have minimal fees. But if you want to skip them altogether, just keep your account active, opt for e-statements, and meet any transaction requirements. Check our fee schedule for details.
Opening a savings account with Utah First is quick and easy. Apply online or visit a branch with a government-issued ID, proof of address, and your Social Security number.