Personal Loans With
No Judgment Attached

Affordable rates & flexible terms
from a team that strives to say yes!

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Personal Loans With
No Judgment Attached

Affordable rates & flexible terms
from a team that strives to say yes!

At Utah First, a personal loan is both a way to borrow and move forward from colorful credit without the drama. No matter where your finances are, we see the big picture beyond your credit score and help you do you!

Whether you’re covering an unexpected expense, planning a big life moment, or just need some extra breathing room, our unsecured personal loans (AKA ‘signature loans’) are flexible, affordable, easy, and totally built around you. Let us help you take the next step — whatever that looks like for you! 

  • The day you say “I do”
  • Unplanned expenses like medical bills
  • Tuition or tools for your next chapter
  • The “YOLO” trip that’s calling your name (loudly)
  • The “someday” home project you keep putting off
  • So much more

Here’s What Happens Next

You bring the need. We’ll bring the “yes!” 

  1. Use our personal loan calculator to see what your monthly payment could look like.
  2. Fill out a quick online application (it takes just a few minutes).
  3. Hear back from a real, friendly Utah First team member and get funded in as little as one business day!

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Personal Loans

Type Product Term APR
Fixed Signature 1 Years 12.99%
Fixed Signature 2 Years 13.25%
Fixed Signature 3 Years 13.75%
Fixed Signature 4 Years 14.75%
Fixed Signature 5 Years 15.99%
Variable Signature 3 Years 12.75%
Variable Signature 4 Years 13.50%
Variable Signature 5 Years 14.25%

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By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.*
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.