Earn $50 when you open a Personal Checking account
Earn $150 by making 25 debit transactions
Earn $100 when you set up direct deposit
Earn $100 when you get an Orange Platinum card
Earn $100 at your 6-month anniversary!
Make the switch to Utah First Personal Checking in just three easy steps!
Apply for a Personal Checking account from the comfort of your home at utahfirst.com or visit a branch near you for personalized service.
A financial expert will ask a few basic questions to verify your identity and help you finish opening the account within 5–10 minutes.
Take advantage of our Switch Buddy service as needed to consolidate your accounts and get set up with Utah First Personal Checking.
That’s it! Start enjoying checking that’s easy, rewarding, and personal.
One account, every feature is standard — and then some!
Unrestricted travel
Gift cards
Cash back
Make transfers in a snap and use contactless payments for an easy, secure experience.
Transferring your checking accounts is smooth and simple with one-on-one support!
Access checking funds with free access to 30,000 ATMs, local branches, and 5,000+ shared branches nationwide.
Streamline your bill-paying experience by setting up one-time or recurring payments in a central location, directly from your checking.
Insufficient balance? Our low overdraft fee only kicks in if the balance deficit goes beyond your $5 “oops!” buffer.
Utah First Personal Checking is the only checking account you’ll ever need. Designed with members in mind, it offers a truly boutique banking experience, so you don’t have to settle for offerings that barely scratch the surface of your unique financial habits!
Why choose, when you can simply get everything with a Personal Checking account! Welcome to modern, personal banking.
I think I’ve found my forever bank! ♥︎ Super friendly, helpful, and responsive!
Jacob B.
I’ve been with this bank for almost ten years. They’ve done nothing but work with me in any way needed. As well as have some of the best customer service by a bank. From personal loans, to monitoring my account for fraud. I don’t see me switching banks any time soon or at all.
Chanse C.
My mom actually recommended me to open an account here, and I have had no regrets! Everyone is always so helpful and super friendly when I stop by. Wish every bank was like them! Great team and great branch!
Leslie C.
*For residents of Washington and Iron County, Utah opening new accounts only. Offers are subject to change without notice, other terms and conditions may apply. New account bonuses will be reported on Form 1099 and deposited into your account within 60 days of meeting requirements. Checking account bonuses are limited to one account opening per individual. Account must not be closed or restricted at the time of bonus payment. Eligible direct deposits are electronic automated clearing house (ACH) deposits of a minimum of $500 monthly deposited into the eligible Personal Checking Account within the first 60 days of account opening. Eligible debit transactions are Point of Sale, and Bill Payment with a debit card within the first 60 days of account opening. May not be combined with other offers.