Apply here for your
Home Equity Line of Credit
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All rates are subject to change without notice.

*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.

Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

Use a HELOC to pay for your next project

Have an upcoming expense? With a Utah First HELOC, your home can help you foot the bill. And this spring, any HELOC funds you use will have a fixed rate of 1.99% until April 1, 2022.* Any funds you advance between now and June 30, 2021 will qualify.

Other benefits of a HELOC include:

  • No annual fees or origination costs
  • Loan interest that may be tax-deductible
  • Available interest-only payment options

With a Utah First HELOC, your next home improvement project is on the house! You can use the equity in your home to help pay for overdue projects that improve the value and appeal of your home sweet home.

*Offer available for qualified new and existing HELOC members. All payments made will be applied to the 1.99% rate balance before the previously existing balance. Following the expiration date of the promotion, the rate on outstanding balances will revert to the rate in your previously existing home equity line of credit agreement.

200 E South Temple
Salt Lake City, Utah 84111
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.