All Utah First branches will be closed on Monday, January 20, 2020 in observance of Martin Luther King Jr Day. Online Banking, our mobile app, and our ATMs will be available for your convenience.
Apply Online. Or call us at 800-234-0729.
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By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Get 3% Cash Back and Lower Monthly Payments When You Consolidate Your Loans

Are you ready to settle down with a single loan? By consolidating your credit card balances into a Utah First Orange Platinum Visa, you can lower your monthly payment and get 3% cash back on the amount of your loans.

Your One and Only

Save Money:

Say yes to one payment, less long-term interest, and 3% cash back.

No Fees:

Say yes to no annual fee, no application fee, no prepayment penalty, and no balance transfer fees.

Simplify Life:

Say yes to the convenience of consolidating multiple debts into a single location and an interest rate that stays put.

Easy Application:

Say yes to a simple no-fuss application process. Apply online in minutes!

Getting Started is Easy!

  1. Decide the loan amount that works best for you.
  2. Call 800-234-0729, apply here online, or visit any of our convenient locations.
  3. Let us know how you would like to receive your 3% cash back!
Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.