Apply Online. Or call us at 800-234-0729.
Fields marked with an * are required

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Are you discouraged by all your high-interest debt? What if you could consolidate it into one low monthly payment? By managing your debt, and having a payment schedule with a clear end-date, financial relief is just around the corner.

Consolidate and Conquer


You’ll have one payment, less long-term interest, and walk away debt free a lot faster. That means more money left in your wallet.


There’s no annual fee, no application fee, and no prepayment penalty.


You’ll know exactly when you will be debt-free. Just think, a payment that lets you breathe, and a fixed end-date to give you hope.


Getting Started is Easy!

1. Decide the loan amount and term that works best for you.
2. Call 800-234-0729, apply here online, or visit any of our convenient locations.
3. Let us know how you would like to receive the funds.

200 E South Temple
Salt Lake City, Utah 84111
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.