Home Equity Archives - Page 2 of 4 - Utah First Credit Union

Nov 05, 2025 / Home Equity

4 Cozy Season HVAC Wins to Fund With Your HELOC

Every fall, we pull out the sweaters, swap the cold brews for warm lattes, and refresh our homes with plaid pillows, blankets, and pumpkin spice candles to maximize the cozy vibes. But the most valuable fall refresh goes beyond aesthetics to get your house ready for dropping temps. True winter comfort starts with energy efficiency,…

Jun 17, 2025 / Home Equity

Fixed Rate HELOC vs. Traditional HELOC

Every HELOC can help you achieve your personal goals—upgrade your home, put together a big event, or plan a dream vacation. It’s a great way to have extra cash on hand for any reason, big or small. But not all HELOCs are alike. In fact,…

May 13, 2024 / Home Equity

8 Reasons Utah First Offers the Unicorn of HELOCs

8 Reasons Utah First Offers the Unicorn of HELOCs If you’re a homeowner looking to take advantage of the equity in your property, you’ve come to the right place. Utah First Credit Union offers the unicorn of HELOCs in the financial world! But what exactly…

Feb 03, 2023 / Home Equity

3 Ways You Can Use a HELOC This Spring

Groundhog Day has come and gone. Punxsutawney Phil emerged from Gobbler’s Knob, saw his shadow, and went back to hiding in his hole—portending six more weeks of winter. Depending on how you feel about winter, this could be good or bad news. But if you…

Sep 02, 2022 / Home Equity

3 Outside the Box Benefits of Having a HELOC

Everyone knows that a HELOC is a great way to access cash for a home upgrade, a big event, or a big expense like a family vacation. But did you know that your HELOC can come in handy in a few less conventional ways too.…

Jun 24, 2022 / Home Equity

3 Reasons to Improve Your Property this Summer

The Federal Reserve just announced an increase in interest rates, which means the cost of borrowing money is going up. It’s a move that affects nearly everyone, but according to Bankrate, would-be homebuyers may feel the most immediate impact. That’s because home prices are still…

May 13, 2022 / Home Equity

How Much Equity Do You Have In Your Home?

Home values are high, like the highest they’ve ever been in our humble home state. But what does that mean for you? How much home equity do you have and what can you actually do about it? If you’re curious about how much your home…

Apr 22, 2022 / Home Equity

To Love or to List?

You may be familiar with the popular HGTV show about the great property debate: to love or list your home. The premise is simple—give homeowners a choice to make improvements on their existing property or put it on the market and find a new one.…

Jan 07, 2022 / Home Equity

3 Reasons Why the New Year is the Right Time to Renovate

The new year is the perfect time to evaluate life, resolve to improve, and take actual steps toward accomplishing your personal goals. It’s also a great time to do the same for your home. If you’ve been thinking about renovating, now is a great time…

Jun 10, 2021 / Home Equity

4 Simple Steps for Securing and Using a HELOC

There’s hot, and then there’s the Utah housing market. Coming off a week where Utah cities experienced near-record high temperatures, the scorching housing market continues to heat up just in time for the summer home-buying season. It may not be great news for potential home buyers,…