Line of Credit
Line of Credit
Loan Calculator

APR = Annual Percentage Rate. All rates subject to change without notice.

Stay Cool - We're Here to Help You Stay in Business

Do you need a business line of credit? When your business needs some quick cash or short-term funding, Utah First is here to help. Your line of credit can be used for day-to-day expenses or to fund larger, one-time purchases, including:

  • Equipment purchases or leases
  • Operating expenses
  • Inventory purchases
  • Occasional needs for additional on-hand cash
Secured or Unsecured?

We offer both secured and unsecured lines of credit, depending on your qualifications. You can use savings accounts, marketable securities, equipment, or real estate to secure your business financing with Utah First.


Because Your Business Is Different:
Choose the Line of Credit That's Best For You

Revolving Line of Credit

This line of credit is similar to a credit card and can be used to finance capital expansion or fund daily operations if you experience a dip in cash flow. This line of credit provides ongoing support for your business: as you pay down the loan, the funds become available again.

One-Time Draw-Down Line of Credit

A one-time line of credit is useful for big-ticket items or one-time expenses, such as an unexpected equipment repair. Once you pay the funds back, they’re no longer available.

SBA Lines of Credit

When your small business needs some quick cash, an SBA Line of Credit can provide you with the cash you need. They are easier to obtain than most types of long-term loans, and may not even require collateral.


We specialize in determining the best way for you to get the money you need for your business. Stop by a branch to talk to one of our knowledgeable loan officers or give us a call at 800-234-0729.

The Business Partner You Need, When You Need It.

Every business needs the occasional boost. That's where we come in. Utah First makes it easy to get the financing you need so you can focus on running your business.

Get Your Line of Credit Now
200 E South Temple
Salt Lake City, Utah 84111
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.