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By clicking on "I agree", you agree to receive electronic communications and authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

All rates are subject to change without notice.

*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.

Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

Car Loans for Car Lovers

Utah First has low interest rates and easy approval to help you get into a vehicle you will love. We will get you in your new or used car, truck, motorcycle, boat or RV in record time. Our flexible financing also allows you to increase your buying power and lower your monthly payments. Utah First offers:

  • Incredibly low rates
  • Instant loan approvals 24/7 online or over the phone
  • Fixed-rate new/used auto loans with 2- to 9-year terms
  • Long-term RV loans up to 15 years
  • Financing up to 125% of NADA retail value
  • Affordable GAP and Payment Protection plans

We know that you will love your next vehicle. So, get a loan you can love just as much!

APR = Annual Percentage Rate. All rates subject to change without notice.
Annual Percentage Rate (APR) offered on approved credit for terms up to 72 months. APR listed is fixed rate. Term, credit score, and vehicle age may cause a change in rate. Not all members will qualify. Offer subject to change without notice, other terms and conditions may apply.


200 E South Temple
Salt Lake City, Utah 84111
Monday - Friday: 9:00 am - 5:30 pm
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Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.