Auto Loans
Type
Product
Term
APR
Fixed
New/Used Auto
5 Years
1.49%
Fixed
New/Used Auto
6 Years
1.99%
Fixed
New/Used Auto
7 Years
3.74%
Fixed
New/Used Auto
8 Years
5.00%
RV Loans
Type
Product
Term
APR
Fixed
Boat, RV, ATV
5 Years
4.25%
Fixed
Boat, RV, ATV
7 Years
5.00%
Fixed
Boat, RV, ATV
10 Years
5.25%
Variable
Boat, RV, ATV
7 Years
4.50%
Variable
Boat, RV, ATV
11 Years
4.75%
Variable
Boat, RV, ATV
12 Years
5.00%
Variable
Boat, RV, ATV
15 Years
5.50%
Loan Calculator
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APR = Annual Percentage Rate. All rates subject to change without notice.
Annual Percentage Rate (APR) offered on approved credit for terms up to 72 months. APR listed is fixed rate. Term, credit score, and vehicle age may cause a change in rate. Not all members will qualify. Offer subject to change without notice, other terms and conditions may apply.

APPLY NOW for your Auto, Boat, Motorcycle or RV loan.
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By clicking on "I agree", you agree to receive electronic communications and authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.


Car Loans for Car Lovers

Utah First has low interest rates and easy approval to help you get into a vehicle you will love. We will get you in your new or used car, truck, motorcycle, boat or RV in record time. Our flexible financing also allows you to increase your buying power and lower your monthly payments. Utah First offers:

  • Incredibly great rates
  • Instant loan approvals 24/7 online or over the phone
  • Fixed-rate new/used auto loans with 2- to 8-year terms
  • Long-term RV loans up to 15 years
  • Financing up to 125% of NADA retail value
  • Affordable GAP and Payment Protection plans

We know that you will love your next vehicle. So, get a loan you can love just as much!

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.