Utah First, Author at Utah First Credit Union

Jun 24, 2021 / Homes

Summer is the season of home buying. But with high home prices throughout Utah and a surplus of buyers lining up for every new listing, many existing homeowners/would-be buyers are taking a wait-and-see approach. If the summer of home-buying has suddenly turned into another summer of staying put, a HELOC can help you take your…

Jun 10, 2021 / Home Equity

4 Simple Steps for Securing and Using a HELOC

There’s hot, and then there’s the Utah housing market. Coming off a week where Utah cities experienced near-record high temperatures, the scorching housing market continues to heat up just in time for the summer home-buying season. It may not be great news for potential home buyers,…

Jun 03, 2021 / Credit

Is Your Financial Institution the Right Fit for You?

Before you go to your financial institution to ask them for a loan, take a moment to ask yourself what you want out of your financial institution. After all, if you’re going to be one-half of a legitimate lending partnership, you should have a say…

May 27, 2021 / Auto & RV

The First Step of Every Car Buying Journey

Buying a car is a journey, not a destination. Sure, the destination is satisfying, but the right journey can make the end goal that much sweeter. As you plan out your own car buying journey, do some research to find the right loan, the right…

May 20, 2021 / Home Equity

The Advantages of a HELOC

Every type of loan has its advantages—credit cards are convenient, auto loans and home loans are relatively low interest, and personal loans are known for their flexibility. But what if there was a loan that had all these advantages rolled into one? A home equity…

May 12, 2021 / Credit

3 Ways to Build Your Credit

When financial times get tough, credit scores can suffer. It’s one of the unfortunate facts of financial life. But having less-than-perfect credit (or no credit) doesn’t have to disqualify you from the kinds of quality loans and financial services that can help you both live…

Apr 28, 2021 / Home Equity

How Home Values Impact Home Equity Lines of Credit

The Utah housing market has never been hotter. As a result of extremely high demand and limited supply, the median sales price for a home in Utah has increased by 20 percent in the last year alone. The current median sale price for a single-family…

Apr 21, 2021 / Money Tips

Saving for Taxes? 3 Smart Reasons a Money Market Account Makes Sense

In case you haven’t heard, the 2021 Utah and federal tax deadlines have been extended to May 17. If you’re already looking for a better way to save for next tax season, or if you’ve just been looking for a smarter way to save up…

Apr 15, 2021 / Auto & RV

How does your monthly car payment compare?

Cars can be expensive. There’s the purchase price, the cost of financing, the cost of maintenance and repairs, and last but certainly not least, the cost of gas. That latter of which, in particular, has been on nearly everyone’s mind, every time they pass the…

Apr 07, 2021 / Home Equity

Spring Cleaning Tips to Improve Your Home’s Value

Spring is here, and among other things that means spring cleaning and home-selling season are officially underway. If you haven’t been paying attention to the Utah housing market, it’s apparently the hottest in the country. With historically low inventory and high demand, each new home…