Utah First, Author at Utah First Credit Union

Nov 14, 2017 / Visa Cards

3 Things You Didn’t Know About Our Orange Platinum Visa Card

Orange Platinum is the new color of credit card rewards. Utah First Credit Union’s Orange Platinum Visa is rewriting the playbook on credit card benefits. Of course, it comes equipped with every other benefit a Utah First credit card has to offer, but there’s more than Orange Platinum that meets the eye with this surprising…

Nov 06, 2017 / Money Tips

How to Talk to Your Kids About Money

Believe it or not, the seeds of healthy saving and spending habits are planted at a young age. And, a family budget that involves your kids in important financial decisions is a great way to instill the value of money and the concept of careful,…

Nov 02, 2017 / Money Tips

5 Things to Consider Before Making a Big Purchase

Big expenses are a fact of life, but that doesn’t mean they aren’t daunting. Parting with your hard-earned income isn’t easy, which is why it’s important to be prepared for life’s more expensive moments. Here are 5 budgeting tips to consider before making a big…

Oct 26, 2017 / Money Tips

5 Critical Things You Need to Know About Saving for Retirement

Retirement – everyone wants to get there, but nobody wants to get ready for it. If you’ve been putting off planning for retirement, it’s never too late (or too early) to start saving for when your income stops coming in. Here are 5 critical things…

Oct 23, 2017 / Money Tips

Considering a Personal Loan? Here’s Everything You Need to Know

So, you’ve got some expenses coming up, you don’t have quite enough cash on hand, and your kneejerk reaction is to charge them to the ever-ready, handy dandy, always-reliable credit card. While using a credit card may be a fine option, there may be an…

Oct 10, 2017 / Auto & RV

3 Reasons Why Now is the Best Time for an Auto Loan

Fall is the absolute best time of year to buy a car. As the weather turns colder, dealerships start closing out their inventory to make room for newer models, which means you can get a great deal on a new car. And, it’s no coincidence…

Oct 02, 2017 / Home Equity

What Can I Use a Home Equity Line of Credit For?

A home equity line of credit (HELOC) can be a great way to borrow money, but as with any loan it’s important to understand what you’re getting into, and exactly how you plan to spend the money. Here are a few things you should know…

Sep 27, 2017 / Homes

Should I Refinance My Home?

If you own a home, you almost certainly have a monthly mortgage payment. And, if you have a monthly mortgage payment, you’ve likely asked yourself that nagging, ever-present property-ownership question, “Should I refinance my home?” It’s a simple question with a complex answer that’s different…

Sep 20, 2017 / Security

3 Critical Things You Need to Know About Data Security

In today’s digital world, data security is becoming increasingly important. From bank transactions and credit applications to online shopping and even your taxes, you transmit your personal information over the internet on a regular basis, and you trust that it will be kept safe from…

Sep 13, 2017 / Money Tips

3 Money Saving Tips That Will Surprise You

Nobody likes to talk about saving money, but secretly everyone is trying to do it. It’s the paradox of penny pinching. Sure, it takes a little discipline and some basic planning, but saving money is easier than you might think. So, whether you’re saving for…