Blog

Jul 28, 2025 / Uncategorized

How to Sell Your Car When You Still Owe on Your Loan

Wanna sell your car but still owe money on it? No worries! An outstanding loan might take a few extra steps, but it’s totally doable. With a little planning and a lot of know-how from your local credit union (that’s us!), you can sell your car, pay off your loan, and maybe even walk away…
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Jul 21, 2025 / Uncategorized

How Do I Use My Auto Loan at a Car Dealership?

Ready to buy a car and pay for it like a total pro? When you’re rolling with a credit union like Utah First, you’ve got two solid ways to finance at the car dealership: Get pre-approved before you shop for extra negotiating power, or let…
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Jul 01, 2025 / Auto & RV

How Your Credit Score Drives Your Auto Loan Options

When you’re looking to get an auto loan, your credit score plays a big role in whether you qualify and what kind of terms you’ll get. Whether you’re eyeing a new ride or a used one, knowing how your credit score impacts your loan choices…
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Jun 23, 2025 / Money Tips

Life Happens. We’ve Got Your Back With Courtesy Pay.

We Planned for Your “Whoops!” Moments   We’ve all had that day. The one when your rent comes due, your skincare subscription ships, the dog needs grooming, and that 30-day free trial suddenly isn’t. All at once. Being a functioning human in 2025 means juggling…
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Jun 11, 2025 / Money Tips

Earn Dividends With a Personal Checking Account Built for Better Banking Relationships!

There are two kinds of checking accounts in this world. One holds your money, and that’s about it. The other sweetens the deal with dividends as a thanks for using it. Can you guess which one we offer?  At Utah First, we don’t just hand…
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Jun 10, 2025 / Auto & RV

How Can I Improve My Credit Score to Get a Better Car Loan?

Your credit score plays a big role in securing an auto loan. It’s your ticket to better rates, lower payments, and long-term savings. But if your credit score isn’t sparkling, don’t sweat it! Not only can you get an auto loan no matter your credit…
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May 28, 2025 / Events

Mark Your Calendars! The 2025 Utah First Amphitheatre Lineup Is Here

If you haven’t seen this summer’s stacked concert lineup yet, stop what you’re doing and check it out now! The 2025 season promises over 40 nights under the stars, killer mountain views, and Fast Lane entry for Orange Platinum Visa cardholders. From May through October,…
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May 07, 2025 / Auto & RV

How to Qualify for Auto Loans With Any Credit Type

If you’re trying to buy a car and worry about finding financing with your colorful credit, you’re not alone. It can be stressful when so many lenders are focused on credit scores. But at Utah First Credit Union, we get that life happens, and we…
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Apr 30, 2025 / Uncategorized

Celebrate 90 Years of ‘Yes!’ With a Utah First HELOC

You know those “someday” projects you keep thinking about? Maybe it’s finally time for that epic backyard pizza oven, vintage car restoration, or a new kitchen that doesn’t look straight out of a 90s sitcom (no judgment from us!). With a Utah First HELOC, you…
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Apr 23, 2025 / Money Tips

5 Spring Cleaning Tips for Your Finances!

You’ve scrubbed the baseboards, cleared out your closet, and finally tossed that mystery container in the back of the fridge (brave of you). But what about your finances? They deserve a little seasonal TLC, too, and spring is the perfect time for a financial cleanup!…
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