Avalaunch Media, Author at Utah First Credit Union

Aug 04, 2026 / Home Equity

6 HELOC Upgrades for a Smoother School Year

Back-to-school season is here, and the supply list might be a little longer than it used to be. Along with pencils and binders, your family may be budgeting for tuition, technology, dorm essentials, and home spaces that make it easier to study, stay organized, and get out the door on time. If you’re sweating a…

Student driver standing outside of a car

Aug 01, 2026 / Auto & RV

Get Your Teen Rolling With Auto Loans for Students

First cars are a whole thing. The excitement, the borderline-terrifying realization that your kid is about to be on the road alone, the crash course in budgets and insurance — it’s a milestone, and it’s gonna feel like one! Thankfully, Utah First is here to make…

Jul 28, 2026 / Home Equity

When Does Refinancing Make Sense? A Utah Homeowner’s Checklist

At Utah First Credit Union, we know Utah homeowners often wonder, “When is the right time to refinance my home?” Refinancing can be a savvy move if it aligns with your financial goals – whether that’s saving money on your monthly payment or tapping into…

Jul 22, 2026 / Local Utah

Utah First Named Best Credit Union of SLC, 2026

We’re pleased to announce that Utah First Credit Union has been voted Best Credit Union by Best of SLC™ 2026. Best of SLC is the largest and most trusted “best of” awards program in Salt Lake City, and unlike most awards programs, this one isn’t…

Upside down car on stack of coins illustration

Jul 12, 2026 / Auto & RV

Owe More Than Your Car Is Worth? Here’s What to Do

Realizing you owe more on your car than it’s worth isn’t a fun surprise. If your auto loan balance is higher than your car’s current value, you’re what the financial world calls being “upside down” or “underwater” on your loan. No need to freak out,…

Illustration of houses with fireworks in the background

Jul 07, 2026 / Home Equity

Spark Financial Freedom With Your HELOC This Summer

Summer has officially arrived! The grills are fired up, fireworks have gone off, and chances are you’ve already started thinking about what’s next — whether that’s finally tackling a home project, taking a family vacation, or getting ahead on a financial goal that’s been hanging…

2025 raddon award with text - 12 years in a row!

Jun 16, 2026 / News

Utah First Wins 12th Crystal Performance Award

Utah First Credit Union is proud to announce that we’ve received the Crystal Performance Award for the 12th consecutive year. Presented by Raddon, this award recognizes only the top 2–3% of credit unions nationwide. These are institutions that demonstrate consistent excellence in growth, income, efficiency,…

Jun 15, 2026 / Credit

How Long Does It Take to Rebuild Credit?

When life throws expensive little surprises your way, your credit might need some extra love later on. Maybe you had to pivot during a tough season, cover unexpected costs, or focus on getting through a lot all at once. Sound like your situation? Don’t sweat…

Illustration of coin dropping into a house like a piggy bank

Jun 08, 2026 / Home Equity

Turn Your Home Equity Into Opportunity With a Cash-Out Refinance

Your home does a lot more than give you a cozy place to land at the end of the day. As you pay down your mortgage and your home grows in value, you build equity that can help fund your next goals. Cash-out refinancing is…

May 12, 2026 / Uncategorized

The 2026 Utah First Amp Concert Season

Concert Season Is Here and It’s One for the Books Summer is almost here, and so is another epic season of live music at the Utah First Credit Union Amphitheatre! Whether you’ve been coming to the Amp for years or you’re finally making it your…