Utah First
Credit Union Accounts

Save, Grow, and Manage

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At Utah First Credit Union, we offer a variety of accounts to help you save, grow, and manage your money. Whether you’re just starting out, saving for the future, or looking for an account that fits your everyday needs, we have options that will be perfect for you! With competitive rates, easy access to funds, and government insurance on deposits, we’re committed to providing the best banking experience for all our members. We’re dedicated to helping you build financial confidence with accounts that offer transparency, convenience, and valuable rewards. We offer several different accounts, including but not limited to Personal Checking, Personal Savings, Money Market, Term Deposit, Courtesy Pay, and various business accounts.

Utah First <br>Credit Union Accounts

Personal Checking:

One Account, Every Feature

Utah First’s Personal Checking account is designed for ease of use and offers everything you need in one place. It’s perfect for managing your day-to-day transactions while earning dividends as your balance grows.

No Hidden Fees

Access 30,000+ ATMs nationwide for free

Enjoy low-cost overdraft protection with Courtesy Pay at just $14.95

Benefit from loan discounts on auto and personal loans

Get early direct deposit, so you can access your paycheck sooner

For a straightforward checking account that rewards you and provides flexibility, this is the perfect option. It’s a great way to streamline your finances while taking advantage of features tailored to your needs.

Personal Savings

Start Saving Today

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Personal Savings
Money Market:

Money Market:

Smart Savings with Better Returns

If you’re looking for higher returns on your savings, the Money Market account is the ideal choice. Utah First offers one of the best money market accounts in the area, providing better returns than traditional savings accounts.

  • No minimum balance requirements
  • Higher interest rates, with up to 4.40% APY for higher balances
  • Unlimited deposits and withdrawals
  • Federally insured for your peace of mind

A money market account gives you easy access to your funds, so you can make unlimited deposits and withdrawals whenever you need them. It’s the perfect blend of security and flexibility for those ready to maximize their savings.

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Term Deposit:

Save Today, Reap Rewards Tomorrow

For those who are ready to invest their savings for guaranteed returns, a Term Deposit account is the perfect solution. This option allows you to lock in higher interest rates for a fixed period, giving you predictable returns.

  • Enjoy guaranteed, fixed interest rates
  • Choose from a variety of term lengths, from 6 months to 5 years
  • Government-insured deposits up to $250,000
  • Predictable returns with no market risk

Term Deposits offer a reliable way to grow your savings with secure, fixed interest rates for different term lengths. This account is ideal for anyone who wants a low-risk way to secure their financial future.

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Term Deposit:

Courtesy Pay:

Overdraft Protection You Can Count On

Low-cost overdraft coverage for just $14.95 on Personal Checking accounts

Available on Personal Checking, Money Market, and Business Checking accounts

Covers overdrafts from checks, ACH debits, debit card transactions, and electronic payments

Negative balances must be resolved within three days to continue using the service

With Courtesy Pay, your transactions are covered, so you can avoid the stress of unexpected overdrafts. This service helps you stay on top of your finances without worrying about costly overdraft fees.

Start Building Your Financial Foundation with Utah First Today

At Utah First, we prioritize your financial security and growth. From everyday transactions to long-term savings goals, our accounts are designed to give you flexibility, ease, and rewards. With access to low-fee options, competitive interest rates, and the peace of mind that comes with federally insured deposits, our accounts are the perfect foundation for building a strong financial future.

Become a member today and take the first step toward achieving your financial goals with Utah First.

Your business deserves the best—let’s make it happen together.

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