Business Banking
with Utah First

Where Your Business Comes First

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Running a business is no small feat. Whether you’re launching a startup, expanding operations, or managing day-to-day finances, you need a financial partner that truly understands your needs. At Utah First Credit Union, we put businesses first—offering a full suite of banking solutions designed to help you grow, thrive, and succeed.

From flexible business checking accounts to tailored loans and financing, we provide the tools and support you need to manage your business with confidence. Let’s explore how we can help your business reach the next level.

Business Banking<br> with Utah First

Business Checking:

Banking That Works as Hard as You Do

Your business checking account is the foundation of your finances. At Utah First,
we make business banking simple, flexible, and convenient with:

No Hidden Fees

Keep your money where it
belongs—with you.

Easy Online &
Mobile Banking

Manage your accounts
anytime, anywhere.

Customizable Options

Choose the account that fits
your business size and needs.

A great business starts with great banking. Let’s set you up with an account that keeps your cash flow moving seamlessly.

Business Visa Cards:

Power Up Your Purchasing

Need a credit card that works as hard as you do? Our Business Visa Cards offer:

  • Competitive Rates – Keep costs down while making essential purchases.
  • Rewards Programs – Earn perks while you spend.
  • Flexible Spending Limits – Get the purchasing power your business needs.

Whether you’re stocking inventory, handling travel expenses, or investing in growth, our Business Visa Cards make managing expenses easier than ever.

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Business Visa Cards:
Business Money Market:

Business Money Market:

Grow Your Savings While Staying Flexible

Every successful business needs a financial safety net. Our Business Money Market accounts help you grow your reserves while keeping funds accessible when needed.

  • Higher Interest Rates – Earn more on your savings than with a traditional account.
  • Liquidity & Flexibility – Access your money when you need it.
  • No Lock-In Periods – Keep your business agile with funds available at your convenience.

Your money should work for you. Let us help you make the most of your business savings.

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Business Loans & Financing:

Fuel Your Business Growth

Every business has different financing needs, which is why we offer a variety of loan options to fit your goals.

Business Construction Loans

Business Construction Loans

Building something amazing? Our Business Construction Loans provide funding to bring your vision to life. Whether it’s a new office, retail space, or warehouse, we offer:

  • Competitive Rates
  • Flexible Repayment Terms
  • Fast, Local Decision-Making

Let’s turn your blueprints into reality.

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SBA Loans

SBA Loans

Smart Solutions for Small Businesses

Need funding with low rates and long repayment terms? Our SBA (Small Business Administration) Loans provide an excellent financing option for startups and growing businesses.

  • Low Down Payments
  • Longer Terms for Easier Repayment
  • Flexible Use for Business Needs

Let us help you navigate the SBA loan process and find the best fit for your business.

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Commercial Real Estate Loans

Commercial Real Estate Loans

Looking to purchase, refinance, or expand commercial property? Our Real Estate Loans provide competitive rates and personalized service for:

  • Office buildings
  • Retail spaces
  • Warehouses & industrial facilities

We’ll help you secure the right financing so you can own the perfect space for your business.

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Equipment Loans

Equipment Loans

Upgrade Without the Upfront Cost

From high-tech machinery to essential office equipment, our Equipment Loans help businesses afford the tools they need.

  • Flexible Repayment Terms
  • Competitive Interest Rates
  • Financing for a Wide Range of Equipment

Don’t let outdated equipment slow you down—get the financing you need to keep your business running smoothly.

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Merchant Services

Merchant Services

Accept Payments with Ease

Today’s customers expect fast, secure, and convenient payment options. Our Merchant Services help businesses process payments smoothly with:

  • Credit & Debit Card Processing— Accept all major payment types.
  • Secure Transactions — Protect your customers and your business.
  • Seamless Integration — Easily link to your business banking accounts.

Whether you run a retail store, an online business, or a service-based company, we’ll set you up with the tools to get paid faster and easier.

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Why Choose Utah First for Your Business?

At Utah First, we believe in putting business owners first. That means:

Local Decision-Making

Work with a team
that understands your market.

Personalized Service

Get financial solutions
tailored to your needs.

Competitive Rates & Low Fees

Keep more of your
hard-earned money.

Your success is our success. Let’s build something great together!

Get Started Today

Ready to take your business banking to the next level? Whether you need a business checking account, loan, or merchant services, Utah First is here to help. Contact us today to speak with a business banking expert or stop by a branch and let’s talk about your business goals!

Your business deserves the best—let’s make it happen together.

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