Build on a Strong
Financial Foundation
With A Construction Loan

Let your dreams take shape with a
Utah First Construction Loan.

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Build on a Strong
Financial Foundation
With A Construction Loan

Let your dreams take shape with a
Utah First Construction Loan.

Building a new house? A Utah First Construction Loan can help you start with a strong financial foundation. We’ll help you find the right rate and term to fit your needs, and we’ll walk you through the construction loan process step-by-step, brick-by-brick.

  • Contractor loans, lot loans, and owner loans available
  • 10- to 30-year amortization terms with a five-year balloon
  • A variety of financing options available to fit any construction plan
  • Flexible down payments
  • Low 1% origination costs and affordable fees
  • Fast, easy application process
  • Great rates to help you get moving on your project
  • One Time Close Construction program also available, contact a mortgage expert for more information.

Build for your future with a Utah First Residential Construction Loan. Contact a mortgage expert today.

Residential Construction

TypeTermAPR*
VariableUp to 12 Months8.00%
FixedUp to 12 Months7.50%
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APR = Annual Percentage Rate. All rates subject to change without notice. When the loan amount exceeds $766,550, the LTV will typically be limited to 70% and a 0.50% rate premium. Loans over $1 million typically require a rate premium of 1%. Rates may be adjusted on LTV or other factors.