Celebrate With
Personal Checking

Earn up to $900 when you open a new account!

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Celebrate With
Personal Checking

Earn up to $900 when you open a new account!

Learn More
utah's lowest heloc

Another Reason to Celebrate

Score 5.15% on a home equity loan!

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no payment for 90 days

Get a New Ride in 2025

Buy new, used, or refinance! Interest rates starting at 5.75% APR!

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low interest rate card

Party All Year Long

9.0% APR on new purchases, balance transfers, and cash advances!

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Judgment-Free Financial Services

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts strive to say “Yes!” We prioritize people over profits, and always put Utah First!

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Jun 23, 2025 / Money Tips

Life Happens. We’ve Got Your Back With Courtesy Pay.

We Planned for Your “Whoops!” Moments   We’ve all had that day. The one when your rent comes due, your skincare subscription ships, the dog needs grooming, and that 30-day free trial suddenly isn’t. All at once. Being a functioning human in 2025 means juggling a million transactions a week,…
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Jun 10, 2025 / Auto & RV

How Can I Improve My Credit Score to Get a Better Car Loan?

Your credit score plays a big role in securing an auto loan. It’s your ticket to better rates, lower payments, and long-term savings. But if your credit score isn’t sparkling, don’t sweat it! Not only can you get an auto loan no matter your credit type with certain lenders, but…
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Jun 02, 2025 / Money Tips

Earn Dividends With a Personal Checking Account Built for Better Banking Relationships!

There are two kinds of checking accounts in this world. One holds your money, and that’s about it. The other sweetens the deal with dividends as a thanks for using it. Can you guess which one we offer?  At Utah First, we don’t just hand out debit cards and hope…
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