This summer, look on the bright side of being at home by upgrading your surroundings with the help of a HELOC. A HELOC works like a credit card: we issue a line of credit based on the equity in your home. You use as much or as little as you want, whenever you want.

Swing Out Feature

If you have to stay put this summer, it only makes sense that your interest rate should stay put too. With historic low-interest rates, a Utah First HELOC lets you swing between adjustable and fixed interest at any time to lock in a great rate.

Other benefits of a HELOC include:

• No annual fees or origination costs
• Loan interest that may be tax-deductible
• Available interest-only payment options

Summer fun and home improvement projects don’t have to be put on hold. Realize your dream staycation destination this summer with the help of a Utah First HELOC.