Home Equity Line of Credit
Type
Product
Term
APR
Variable
80% Home Equity
30 Years
4.25%
Variable
90% Home Equity
25 Years
6.25%
Variable
100% Home Equity
20 Years
8.00%
Variable
125% Home Equity
15 Years
9.50%
Home Equity Advantage
Type
Product
Term
APR
Fixed
80%
5 Years
4.00%
Fixed
80%
10 Years
5.50%
Fixed
90%
5 Years
6.00%
Fixed
90%
10 Years
7.25%
Fixed
100%
5 Years
8.00%
Fixed
100%
10 Years
9.00%
Loan Calculator
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APR = Annual Percentage Rate. All rates subject to change without notice.

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Home Equity Line of Credit
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Elevate Your Accommodations with a Fixed-Rate HELOC

This summer, look on the bright side of being at home by upgrading your surroundings with the help of a HELOC. A HELOC works like a credit card: we issue a line of credit based on the equity in your home. You use as much or as little as you want, whenever you want.

Swing Out Feature

If you have to stay put this summer, it only makes sense that your interest rate should stay put too. With historic low-interest rates, a Utah First HELOC lets you swing between adjustable and fixed interest at any time to lock in a great rate.

Other benefits of a HELOC include:

  • No annual fees or origination costs
  • Loan interest that may be tax-deductible
  • Available interest-only payment options

Summer fun and home improvement projects don’t have to be put on hold. Realize your dream staycation destination this summer with the help of a Utah First HELOC.

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.