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By clicking on "I agree", you agree to receive electronic communications and authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.


All rates are subject to change without notice.

*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.

Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

It’s easy. It’s all online. And it’s available to residents of San Juan County.

Financing a car purchase is faster and easier than ever with our all-online auto loan. And for a limited time, we’re offering an exclusive low rate for residents of San Juan County. With just a few clicks, you can get a new loan or refinance an existing loan from another lender to lower your monthly payment and save money. The all-online auto loan offers:

  • Great rates, which means you get a low monthly payment
  • Instant loan approvals 24 hours a day, 7 days a week
  • Fixed-rate 1.49% new/used auto loans with up to 5-year term
  • Up to 8-year term available with negotiated rate

To apply for your new loan or refinance, just fill out the simple form on this page!


 

About Utah First

At Utah First Credit Union, we never judge! Whether you’re way ahead of the financial curve or just trying to find the path, we want to hear your story and help with your goals. When the big banks say “no,” our friendly financial experts have the freedom to say “yes!” It’s our way of prioritizing people over profits, and it’s just another way we always put Utah First!

We think of ourselves as Utah’s credit union, and we’ve been helping Utahns with their financial needs for 86 years. We’re excited to bring this exclusive offer to the residents of San Juan County and we hope to help you soon!

Want to become a member of Utah First? It’s easier than ever and there are many ways to qualify. We’ll tell you exactly how to do it—give us a call at 800-234-0729 or send us a text at 385-465-2696.

Fixed 1.49 Annual Percentage Rate (APR) auto loans offered on approved credit up to 5 years. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed. Rates based on credit history, collateral criteria, term of loan, and other criteria. New money, direct vehicle loans only. Existing Utah First loans not eligible. May not be combined with any other offers. Offer subject to change without notice, other terms and conditions apply.

Corporate
200 E South Temple
Salt Lake City, Utah 84111
800-234-0729
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.