You’ve probably heard the term “courtesy pay” before. Essentially, it’s a service provided by your bank or credit union to cover insufficient funds in your checking account. Courtesy pay can kick in to cover a purchase, so you can avoid the embarrassment and inconvenience of a declined transaction. Courtesy pay ...
Read MoreThe holiday shopping season is upon us (t-minus one week and counting until Black Friday). But with rumors of “shipageddon” (possible delays in parcel deliveries), the challenges of socially-distanced shopping, and certain retailers opting to act as pick-up locations only, this holiday shopping season will be ...
Read MoreYour credit score and car loan are inseparably connected. In fact, your credit score is arguably the most important factor influencing your car loan. It impacts the interest rate you qualify for and the final price of the vehicle you buy. So, it’s important to know your score before you apply for a loan. And,...
Read MoreA belated tax season is officially over. Now that you have a better view of your income and expenses over the past year, now is the perfect time to conduct an annual review of your finances. Here are a few tips to help you organize and manage your money for the coming year. Organize your...
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