As we approach the end of 2015’s first month, many people have already forgotten or abandoned their New Year’s resolutions. But it’s not too late to make 2015 the year of more green. Check out the steps to reach your financial goals. 1. Track Spending The first step is to identify how, when, and where you spend your money. Review bank and credit card statements to see where your hard-earned bucks are going. You may be shocked. 2.Develop a Realistic Budget “Budget” may be one of the most feared words in the English language. But budgeting is a critical step to all good money management. Create one you can live with. Once you have budgeted all non-neg
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