Ah, budgets. They sound like work. They sound like math. They sound like you probably won’t be able to go to the movies this weekend. But none of that is true. Okay, the math part is true – but doing a little bit of simple math now will pave the way for a financially secure...
Read MoreAh, back to school: the beginning of a new semester, a new school year, and a new list of reasons to be broke. Before you take that second job dressing up as a furry mascot or borrow more cash from Mom and Dad, check out these budgeting tips. Track your finances. Tracking your finances is the easiest way to avoid running out of cash or getting dinged with overdraft charges or late fines. Don’t worry, you don’t need a complicated spreadsheet! There are lots of apps available to help. Keep up with your account balances, transaction history, and student loan status all in one place by using budgeting tools or a personal finance app. (Utah First offers customers free access to online tracking resources… just sayin’.)
Read MoreAs we approach the end of 2015’s first month, many people have already forgotten or abandoned their New Year’s resolutions. But it’s not too late to make 2015 the year of more green. Check out the steps to reach your financial goals. 1. Track Spending The first step is to identify how, when, and where you spend your money. Review bank and credit card statements to see where your hard-earned bucks are going. You may be shocked. 2.Develop a Realistic Budget “Budget” may be one of the most feared words in the English language. But budgeting is a critical step to all good money management. Create one you can live with. Once you have budgeted all non-neg
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