The sticker shock of buying a new home can be extreme. On top of the actual purchase price—which likely includes several more digits than just about anything you’ve ever purchased—you’ll have to pay insurance expenses, closing costs, property taxes, utility and repair expenses, and the list goes on. Luckily, many of these costs can be...
Read MoreBuying a home is a big decision. From researching the market to applying for a loan and actually making an offer, a lot goes into buying a home. And, the process can be especially complicated for first-time homebuyers. If you’re gearing up to buy your first home, here’s a list of questions you should consider....
Read MoreLife can be an unpredictable rollercoaster, filled with highs, lows, and almost everything in between. Sometimes the journey is fun and thrilling, and sometimes it can be downright scary. And, unfortunately, during these unanticipated dips in the trip, your credit gets caught up in the ride. Even when life’s lows have you down, Utah First...
Read MoreAre you ready for what will likely be the biggest purchase you’ll ever make? You probably are ready to settle into your first home and enjoy the freedom of owning those walls you can put holes in wherever you want. You’re probably excited to redecorate and/or remodel and make it your own: your haven, your sanctuary, YOUR HOME. But before you buy your piece of the American dream, you should build your credit score, your budget and your relationship with your lender. Being prepared will help you get the house you want and the financing you nee
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