Fields marked with an * are required

By clicking on "I agree", you agree to receive electronic communications and authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

All rates are subject to change without notice.

*The rate we are providing is the lowest Annual Percentage Rate (APR) available to most qualified members. The actual rate and payment amount you receive will reflect your individual circumstances and may be higher than the rate and payment amount disclosed.

Rates based on credit history, collateral criteria, term of loan, and other criteria. Loans subject to all Credit Union policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

Auto Loans for All Credit Types

You are unique. Nobody else can stomach 14 rollercoaster rides in a row, recite every word of your favorite movie, or eat an entire bag of gummy worms in one sitting. And nobody has your exact financial history. We believe all the things that make you, you should be celebrated, not judged by a big bank when looking for a loan.

At Utah First, we accept you for who you are and we have loans for people of all credit types. If you’ve been denied a loan in the past, visit us in the nearest branch, or apply right here online! We’ll answer your questions and help get you approved for your next loan.

APR = Annual Percentage Rate. All rates subject to change without notice.
Annual Percentage Rate (APR) offered on approved credit for terms up to 72 months. APR listed is fixed rate. Term, credit score, and vehicle age may cause a change in rate. Not all members will qualify. Offer subject to change without notice, other terms and conditions may apply.


200 E South Temple
Salt Lake City, Utah 84111
Monday - Friday: 9:00 am - 5:30 pm
View In Google Maps
Routing & Transit Number: 324079500
NMLS # 446035

Utah First Federal Credit Union is federally insured
by the National Credit Union Administration.