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Utah First Credit Union is proud to announce that we’ve received the Crystal Performance Award for the 12th consecutive year. Presented by Raddon, this award recognizes only the top 2–3% of credit unions nationwide. These are institutions that demonstrate consistent excellence in growth, income, efficiency,…

When life throws expensive little surprises your way, your credit might need some extra love later on. Maybe you had to pivot during a tough season, cover unexpected costs, or focus on getting through a lot all at once. Sound like your situation? Don’t sweat…

Your home does a lot more than give you a cozy place to land at the end of the day. As you pay down your mortgage and your home grows in value, you build equity that can help fund your next goals.  Cash-out refinancing is…

When you hear the term Home Equity Line of Credit (HELOC), you probably think about home improvement projects. And while using a HELOC to upgrade your home is certainly one of the most common—and smartest—uses, it’s far from the only option. A HELOC is one…

Concert Season Is Here and It’s One for the Books Summer is almost here, and so is another epic season of live music at the Utah First Credit Union Amphitheatre! Whether you’ve been coming to the Amp for years or you’re finally making it your…

What would you do with an extra $200,000? For many homeowners, that’s roughly what’s on the table when they refinance from a 30-year mortgage to a 15-year mortgage — not as a check in the mail, but as interest they never have to pay in…

Vacations are always over too soon. After a week, you’ve got a great tan and fun photos, then it’s back to real life. But what if you could slip into vacation mode anytime with the perfect retreat in your own backyard? When your outdoor space is designed like a getaway, you don’t have to…

A real-talk guide to credit for every stage of life “Is my credit score good for my age?” It’s a super common financial question that rarely gets a straightforward answer. Credit scores aren’t graded on a curve by age, but age does bring experience —…